At Senior Life Insurance Company, we offer two types of insurance plans.
Whole life insurance & term life insurance.
Whole Life Insurance
Whole life insurance is good for people that want lifelong coverage that builds cash value over time. As long as premiums are paid, this type of coverage will not expire.
Term Life Insurance
Term life insurance covers the person being insured for a certain period of time in their lives. Our term policies last 20 years.
WHOLE LIFE INSURANCE
Our whole life plans last your entire life. With most plans, coverage is available from day one.
Immediate Benefit Plans: Up to $30,000 in coverage.
- Whole Life Coverage
- Minimum Face Amount: $10,000
- Maximum Face Amount: $30,000
- Issue Ages: 0 – 85
- No History Of Tobacco/Nicotine Use (Within Past 10 Years)
- For Those Free Of Health Issues
- Whole Life Coverage
- Minimum Face Amount: $5,000
- Maximum Face Amount: $30,000
- Issue Ages: 0 – 85
- No History of Tobacco/Nicotine Use (Within Past 5 Years)
- For Those Free Of Health Issues
- Whole Life Coverage
- Minimum Face Amount: $1,000
- Maximum Face Amount: $20,000
- Issue Ages: 0 – 85
- No History of Tobacco/Nicotine Use (Within Past 12 Months)
- For Those With Minor Health Issues
- Whole Life Coverage
- Minimum Face Amount: $5,000
- Maximum Face Amount: $30,000
- Issue Age: 55 – 85
- No Restrictions For Tobacco/Nicotine Use
- For Those With Minor Health Issues
- Whole Life Coverage
- Minimum Face Amount: $1,000
- Maximum Face Amount: $20,000
- Issue Ages: 0 – 85
- No Restrictions For Tobacco/Nicotine Use
- Whole Life Coverage
- Minimum Face Amount: $1,000
- Maximum Face Amount: $20,000
- Issue Ages: 0 – 60
- No Restrictions For Tobacco/Nicotine Use
Limited Benefit Plans: Up to $15,000 in coverage.
- Whole Life Coverage
- Minimum Face Amount: $1,000
- Maximum Face Amount: $15,000
- Issue Ages: 0 – 85
- No Restrictions For Tobacco/Nicotine Use
- Benefit: Years 1-2 110% Of Premiums Paid; Year 3+ Full Face Amount
- For Those With Moderate Health Conditions
- Whole Life Coverage
- Minimum Face Amount: $1,000
- Maximum Face Amount: $10,000
- Issue Ages: 0 – 85
- No Restrictions For Tobacco/Nicotine Use
- Benefit: Years 1-3 110% Of Premiums Paid; Year 4+ Full Face Amount
- For Those With Significant Health Conditions
- Whole Life Coverage
- Minimum Face Amount: $1,000
- Maximum Face Amount: $10,000
- Issue Ages: 0 – 85
- No Restrictions For Tobacco/Nicotine Use
- Benefit: Years 1-3 110% Of Premiums Paid; Year 4+ Full Face Amount
- Guaranteed To Anyone 0 – 85, Regardless Of Health Conditions
TERM LIFE INSURANCE
Only need 20 years of coverage? This is available with our term life insurance plans.
Term Life Plans: Up to $50,000 in coverage.
- Term Life Coverage
- Minimum Face Amount: $10,000
- Maximum Face Amount: $50,000
- Issue Ages: 20 – 65
- No Restrictions For Tobacco/Nicotine Use
- Term Life Coverage
- Face Amounts: $10,000, $20,000, $30,000, $40,000, And $50,000 Only
- Issue Ages (Non-Tobacco Users): 20 – 60
- Issue Ages (Tobacco Users Within Past 12 Months): 20 – 45
- 100% Premiums Paid Back At The End Of The 20 Year Term
- Term Life Coverage
- Face Amounts: $10,000, $20,000, $30,000, $40,000, and $50,000
- Issue Ages: 18 – 80
- No Restrictions For Tobacco/Nicotine Use
- Term Life Coverage
- Minimum Face Amount: $5,000
- Maximum Face Amount: $50,000
- Issue Ages: 50 – 75
- No History of Tobacco/Nicotine Use (Within Past 12 Months)
You need protection in place for your family.
Here are our guarantees for you.
† Issuance of insurance is based on answers to health questions on the application.* Does not apply to term products.
