- YOUR PREMIUMS WILL NEVER INCREASE.
- Your premiums are guaranteed to remain the same for the life of your policy.
- YOUR POLICY BUILDS CASH VALUE.
- Your policy will begin to accrue cash value and have loan value over time.
- YOUR DEATH BENEFIT WILL NEVER DECREASE.*
- Your death benefit will remain the same for the life of your policy. When a claim is made, the benefit will be paid to the beneficiary tax free.
- YOU HAVE LIFETIME COVERAGE.**
- Your policy can only be cancelled by you. As long as premiums are paid, you are covered for the rest of your life.
Guarantees are subject to product terms, exclusions and limitations, and terms for keeping the policy in force. We look forward to discussing these topics with you and providing you with costs and complete details.
- PROTECTION FOR INDIVIDUALS AGES 0 TO 85.
- NO MEDICAL EXAM REQUIRED; ISSUANCE OF LIFE INSURANCE POLICY DEPENDS UPON ANSWERS TO HEALTH QUESTIONS CONTAINED IN THE APPLICATION.
- BENEFITS ARE PAID FREE OF FEDERAL INCOME TAX.
- MOST CLAIMS ARE PAID WITHIN 24 HOURS OF RECEIVING THE NECESSARY PAPERWORK.
*Any unpaid loan balance plus interest may be deducted from the death benefit at the time of claim.
**Policies mature at age 100.
Insurance plans, riders, and features may not be available in all states. Terms and features may vary by plan and/or state. For more details on coverage, costs, and restrictions, contact us.