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Senior Life Insurance Company serves people by providing affordable final expense products and legendary customer service to our policyholders and agents.
About Us
Senior Life Insurance Company serves people by providing affordable final expense products and legendary customer service to our policyholders and agents.
Senior Life Insurance Company serves people by providing affordable final expense products and legendary customer service to our policyholders and agents.
Agent Careers
Senior Life Insurance Company serves people by providing affordable final expense products and legendary customer service to our policyholders and agents.
About Us
Senior Life Insurance Company serves people by providing affordable final expense products and legendary customer service to our policyholders and agents.
Senior Life Insurance Company serves people by providing affordable final expense products and legendary customer service to our policyholders and agents.
Agent Careers
Understand funeral expenses, learn how to save, and make informed decisions during a difficult time
That’s why we’ve created the complete 2025 Funeral Cost Guide, to provide you with clear, comprehensive information about funeral expenses, saving tips, and how to prepare financially.
With this guide, you’ll have the knowledge you need to make decisions that will ease the burden on your family.
Planning your funeral in advance ensures that your wishes are respected, provides peace of mind to your family, and helps alleviate some of the stress during a difficult time
Follow these steps to help plan the funeral process smoothly
Choose between traditional, memorial, or graveside services based on preferences, budget, and traditions.
Research local funeral homes, compare prices, and choose one that aligns with your needs.
Decide between burial or cremation, depending on personal or cultural preferences.
Choose music, readings, and other details to personalize the service.
Determine your budget and explore payment plans, including pre-paid funeral plans or insurance options.
Pre-planning your funeral provides numerous benefits
Ensures your wishes are fulfilled and relieves stress for your family.
Lock in today’s prices to avoid future inflation.
Pre-select everything from music to eulogies to make the service truly your own.
Your premiums are locked in from day one.
No surprises—your
payments stay the same for the life of the policy.
No matter your health status, you’re guaranteed coverage.
We
provide security for you and your family, without the hassle of
medical exams.
Simplified and easy.
Skip the physical exams—apply with just a
few health questions.
Get the coverage you need without the wait.
Apply online, and
we’ll take care of the rest with minimal paperwork and fast
processing.
Understanding funeral costs can help you plan and manage expenses. Here’s a cost breakdown for common funeral services
| Basic Funeral Home Services | $2,000 - $3,000 |
| Embalming and Body Preparation | $775 |
| Casket (Standard) | $1,000 - $5,000 |
| Cemetery Plot (Burial) | $1,000 - $4,000 |
| Headstone/Grave Marker | $1,000 - $5,000 |
| Funeral Transportation (Hearse) | $350 - $500 |
| Memorial Service (Venue & Services) | $500 - $2,500 |
| Flowers and Decorations | $200 - $700 |
| Total Average Funeral Cost | $7,000 - $12,000 |
| Cremation Costs | |
| Direct Cremation (No Ceremony) | $1,000 - $3,000 |
| Cremation with Services | $3,000 - $7,000 |
Below is a sample list of cost for items and services used in most final arrangements The costs below do not reflect the price of any particular funeral home
| State | Professional Services | Embalming | Cremation | Opening/ Closing | Hearse | Refrigeration* | Vault | Prep** | Transfer | Flowers | Total* |
|---|---|---|---|---|---|---|---|---|---|---|---|
| AZ | $1,250 | $650 | $275 | $1,600 | $400 | $150 | $1,100 | $250 | $400 | $600 | $1,100 |
| CA | $1,100 | $600 | $200 | $1,850 | $400 | $75 | $900 | $175 | $350 | $600 | $900 |
| FL | $1,200 | $500 | $250 | $1,200 | $375 | $125 | $1,000 | $225 | $400 | $600 | $1,000 |
| GA | $1,500 | $700 | $350 | $1,000 | $450 | $50 | $1,000 | $300 | $300 | $600 | $1,000 |
| ID | $1,250 | $900 | $400 | $1,850 | $200 | $100 | $900 | $200 | $475 | $600 | $900 |
| IL | $1,650 | $700 | $400 | $1,700 | $500 | $100 | $1,100 | $250 | $650 | $600 | $1,100 |
| ME | $1,900 | $800 | $400 | $2,100 | $500 | $150 | $1,300 | $325 | $600 | $600 | $1,300 |
| MN | $1,275 | $650 | $250 | $1,600 | $375 | $75 | $950 | $200 | $475 | $600 | $950 |
| NE | $1,300 | $700 | $300 | $1,300 | $350 | $100 | $900 | $250 | $525 | $600 | $900 |
| NC | $1,500 | $500 | $300 | $1,050 | $450 | $50 | $1,100 | $200 | $500 | $600 | $1,100 |
| OH | $1,400 | $700 | $250 | $2,000 | $425 | $125 | $1,200 | $200 | $550 | $600 | $1,200 |
| PA | $1,550 | $800 | $300 | $1,800 | $450 | $100 | $1,100 | $400 | $600 | $600 | $1,100 |
| TN | $1,900 | $600 | $325 | $1,100 | $350 | $75 | $900 | $175 | $400 | $600 | $900 |
| TX | $1,300 | $350 | $200 | $2,000 | $400 | $75 | $850 | $200 | $400 | $600 | $850 |
| WA | $1,100 | $600 | $200 | $2,000 | $350 | $75 | $975 | $250 | $500 | $600 | $975 |
Yes. You can add additional coverage at any age up to 85 years old. The maximum amount available is $50,000. Issuance may depend on your answers to some health-related questions.
Life insurance will provide a death benefit that your selected beneficiary or beneficiaries can use for whatever they wish.
Life insurance premiums are usually based on factors such as age, gender, height, weight, and health status, including tobacco/nicotine use. The type of policy you purchase will also affect the premium amount. Contact us at (877) 777-8808 to get a premium quote.
A beneficiary is a person or entity designated to receive the life insurance proceeds upon the death of the insured. The beneficiary is designated when the policy is purchased and can be changed at the policyholder’s request.
Mon – Fri:
8:30 am – 5:00 pm
OR Toll Free +1 (877) 777-8808
Or you can fill out the form here, and a representative will follow up shortly. We look forward to serving you.*This national average is taken from the National Funeral Directors Association
**This life insurance does not specifically cover funeral goods or services, and may not cover the entire cost of your funeral at the time of your death. The beneficiary of this life insurance may use the proceeds for any purpose, unless otherwise directed.